CPP benefit rate tables

The rate tables provide a list of CPP amounts from 1966 onwards.

CPP Rate Table 1: Information required to calculate your CPP benefit
CPP Rate Table 2: Maximum monthly amounts payable for each CPP benefit type
CPP Rate Table 3: Maximum monthly benefit amounts including the enhanced CPP

CPP Rate Table 1: Information required to calculate CPP

CPP Rate Table 1 provides a list of the annual Year's Maximum Pensionable Earnings (YMPE), Average Year's Maximum Pensionable Earnings (AYMPE), and Year's Basic Exemption (YBE) amounts under the Canada Pension Plan (CPP). The information is required to calculate your CPP benefit, as described in How to Calculate Your CPP Retirement Pension, written by Doug Runchey for the retirehappy.ca website. The links originally referred to in the article no longer have all of the information required for the calculation.

Here is a PDF version of CPP Rate Table 1 for printing.

Year YMPE AYMPE YAMPE YBE CPI Increase Contrib Rate < YMPE Contrib Rate > YMPE Max Employee Contribution
1966 $5,000 $5,000   $600 - 1.80%   $79.20
1967 $5,000 $5,000   $600 1.02 1.80%   $79.20
1968 $5,100 $5,033   $600 1.02 1.80%   $81.00
1969 $5,200 $5,100   $600 1.02 1.80%   $82.80
1970 $5,300 $5,200   $600 1.02 1.80%   $84.60
1971 $5,400 $5,300   $600 1.02 1.80%   $86.40
1972 $5,500 $5,400   $600 1.02 1.80%   $88.20
1973 $5,600 $5,500   $600 See Note 3 1.80%   $90.00
1974 $6,600 $5,900   $700 1.082 1.80%   $106.20
1975 $7,400 $6,533   $700 1.104 1.80%   $120.60
1976 $8,300 $7,433   $800 1.112 1.80%   $135.00
1977 $9,300 $8,333   $900 1.082 1.80%   $151.20
1978 $10,400 $9,333   $1,000 1.075 1.80%   $169.20
1979 $11,700 $10,467   $1,100 1.090 1.80%   $190.80
1980 $13,100 $11,733   $1,300 1.090 1.80%   $212.40
1981 $14,700 $13,167   $1,400 1.099 1.80%   $239.40
1982 $16,500 $14,767   $1,600 1.123 1.80%   $268.20
1983 $18,500 $16,567   $1,800 1.112 1.80%   $300.60
1984 $20,800 $18,600   $2,000 1.067 1.80%   $338.40
1985 $23,400 $20,900   $2,300 1.044 1.80%   $379.80
1986 $25,800 $23,333   $2,500 1.040 1.80%   $419.40
1987 $25,900 $25,033   $2,500 1.041 1.90%   $444.60
1988 $26,500 $26,067   $2,600 1.044 2.00%   $478.00
1989 $27,700 $26,700   $2,700 1.041 2.10%   $525.00
1990 $28,900 $27,700   $2,800 1.048 2.20%   $574.20
1991 $30,500 $29,033   $3,000 1.048 2.30%   $632.50
1992 $32,200 $30,533   $3,200 1.058 2.40%   $696.00
1993 $33,400 $32,033   $3,300 1.018 2.50%   $752.50
1994 $34,400 $33,333   $3,400 1.019 2.60%   $806.00
1995 $34,900 $34,233   $3,400 1.005 2.70%   $850.50
1996 $35,400 $34,900   $3,500 1.018 2.80%   $893.20
1997 $35,800 $35,367   $3,500 1.015 3.00%   $969.00
1998 $36,900 $35,750   $3,500 1.019 3.20%   $1,068.80
1999 $37,400 $36,080   $3,500 1.009 3.50%   $1,186.50
2000 $37,600 $36,620   $3,500 1.016 3.90%   $1,329.90
2001 $38,300 $37,200   $3,500 1.025 4.30%   $1,496.40
2002 $39,100 $37,860   $3,500 1.030 4.70%   $1,673.20
2003 $39,900 $38,460   $3,500 1.016 4.95%   $1,801.80
2004 $40,500 $39,080   $3,500 1.032 4.95%   $1,831.50
2005 $41,100 $39,780   $3,500 1.017 4.95%   $1,861.20
2006 $42,100 $40,540   $3,500 1.023 4.95%   $1,910.70
2007 $43,700 $41,460   $3,500 1.021 4.95%   $1,989.90
2008 $44,900 $42,460   $3,500 1.020 4.95%   $2,049.30
2009 $46,300 $43,620   $3,500 1.025 4.95%   $2,118.60
2010 $47,200 $44,840   $3,500 1.004 4.95%   $2,163.15
2011 $48,300 $46,080   $3,500 1.017 4.95%   $2,217.60
2012 $50,100 $47,360   $3,500 1.028 4.95%   $2,306.70
2013 $51,100 $48,600   $3,500 1.018 4.95%   $2,356.20
2014 $52,500 $49,840   $3,500 1.009 4.95%   $2,425.50
2015 $53,600 $51,120   $3,500 1.018 4.95%   $2,479.95
2016 $54,900 $52,440   $3,500 1.012 4.95%   $2,544.30
2017 $55,300 $53,480   $3,500 1.014 4.95%   $2,564.10
2018 $55,900 $54,440   $3,500 1.015 4.95%   $2,593.80
2019 $57,400 $55,420   $3,500 1.023 5.10%   $2,748.90
2020 $58,700 $56,440   $3,500 1.019 5.25%   $2,898.00
2021 $61,600 $57,780   $3,500 1.010 5.45%   $3,166.45
2022 $64,900 $59,700   $3,500 1.027 5.70%   $3,499.80
2023 $66,600 $61,840   $3,500 1.065 5.95%   $3,754.45
2024 $68,500 $64,060 $73,200 $3,500 1.044 5.95% 4.00% $4,055.50
2025 $71,300 $66,580 $81,200 $3,500 1.026 5.95% 4.00% $4,430.10

Note 1: AYMPE is normally a 3-year average pre-1998, a 4-year average for 1998 and a 5-year average post-1998.

Note 2: AYMPE is always a 3-year average if the contributor's date of birth is before Jan. 1, 1933 (grandfather protection), which results in higher maximums than indicated above, if applicable (for 1998 and later).

Note 3: Escalation figures for 1973 depended on the year that the benefit was effective, as follows:

Note 4: Contribution rate increase of 1.0% under the "enhanced CPP" starts in 2019 and is phased in over five years.

Note 5: New Year's Additional Maximum Pensionable Earnings (YAMPE) under the "enhanced CPP" starts in 2024 and is phased in over two years.

Top

CPP Rate Table 2: Maximum monthly benefit amounts

CPP Rate Table 2 provides a list of the maximum monthly amounts payable for each of the CPP benefit types.

Here is a PDF version of CPP Rate Table 2 for printing.

Year Max Retirem't Max Disability Disability Flat-rate Max <65 Survivor Max >65 Survivor Survivor Flat-rate Child Benefit Max Death Benefit
1966 - - - - - - - -
1967 $19.97 - - - - - - -
1968 $30.58 - - $64.82 $62.92 $25.50 $25.50 $510
1969 $41.61 - - $65.85 $63.75 $26.01 $26.01 $520
1970 $53.26 $106.43 $26.53 $67.15 $65.00 $26.53 $26.53 $530
1971 $65.33 $109.88 $27.06 $68.47 $66.25 $27.06 $27.06 $540
1972 $77.81 $111.98 $27.60 $69.79 $67.50 $27.60 $27.60 $550
1973 $90.71 $114.09 $28.15 $71.12 $68.75 $28.15 $28.15 $560
1974 $109.60 $125.95 $33.76 $79.86 $73.75 $33.76 $33.76 $660
1975 $134.98 $139.35 $37.27 $88.31 $81.67 $37.27 $37.27 $740
1976 $154.86 $157.59 $41.44 $99.51 $92.92 $41.44 $41.44 $830
1977 $173.61 $175.05 $44.84 $109.94 $104.17 $44.84 $44.84 $930
1978 $194.44 $194.02 $48.19 $121.11 $116.66 $48.19 $48.19 $1,040
1979 $218.06 $216.06 $52.51 $134.28 $130.84 $52.51 $52.51 $1,170
1980 $244.44 $240.58 $57.25 $148.92 $146.66 $57.25 $57.25 $1,310
1981 $274.31 $268.64 $62.91 $165.78 $164.59 $62.91 $62.91 $1,470
1982 $307.64 $301.41 $70.68 $186.05 $184.58 $70.68 $70.68 $1,650
1983 $345.14 $337.46 $78.60 $208.03 $207.08 $78.60 $78.60 $1,850
1984 $387.50 $374.50 $83.87 $229.18 $232.50 $83.87 $83.87 $2,080
1985 $435.42 $414.13 $87.56 $250.84 $261.25 $87.56 $87.56 $2,340
1986 $486.11 $455.64 $91.06 $273.35 $291.67 $91.06 $91.06 $2,580
1987 $521.53 $634.10 $242.95 $290.36 $312.92 $94.79 $94.79 $2,590
1988 $543.06 $660.94 $253.64 $302.61 $325.84 $98.96 $98.96 $2,650
1989 $556.25 $681.23 $264.04 $311.61 $333.75 $103.02 $103.02 $2,770
1990 $577.08 $709.52 $276.71 $324.37 $346.25 $107.96 $107.96 $2,890
1991 $604.86 $743.64 $289.99 $339.96 $362.92 $113.14 $113.14 $3,050
1992 $636.11 $783.89 $306.81 $358.24 $381.67 $119.70 $154.70 $3,220
1993 $667.36 $812.85 $312.33 $372.11 $400.42 $121.85 $157.48 $3,340
1994 $694.44 $839.09 $318.26 $384.59 $416.66 $124.17 $160.47 $3,440
1995 $713.19 $854.74 $319.85 $392.24 $427.91 $124.79 $161.27 $3,490
1996 $727.08 $870.92 $325.61 $399.70 $436.25 $127.04 $164.17 $3,540
1997 $736.81 $883.10 $330.49 $405.25 $442.09 $128.95 $166.63 $3,580
1998 $744.79 $895.36 $336.77 $410.70 $446.87 $131.40 $169.80 $2,500
1999 $751.67 $903.55 $339.80 $414.46 $451.00 $132.58 $171.33 $2,500
2000 $762.92 $917.43 $345.24 $420.80 $457.75 $134.70 $174.07 $2,500
2001 $775.00 $935.12 $353.87 $428.70 $465.00 $138.07 $178.42 $2,500
2002 $788.75 $956.05 $364.49 $437.99 $473.25 $142.21 $183.77 $2,500
2003 $801.25 $971.26 $370.32 $444.96 $480.75 $144.49 $186.71 $2,500
2004 $814.17 $992.80 $382.17 $454.42 $488.50 $149.11 $192.68 $2,500
2005 $828.75 $1,010.23 $388.67 $462.42 $497.25 $151.64 $195.96 $2,500
2006 $844.58 $1,031.05 $397.61 $471.85 $506.75 $155.13 $200.47 $2,500
2007 $863.75 $1,053.77 $405.96 $482.30 $518.25 $158.39 $204.68 $2,500
2008 $884.58 $1,077.52 $414.08 $493.28 $530.75 $161.56 $208.77 $2,500
2009 $908.75 $1,105.99 $424.43 $506.38 $545.25 $165.60 $213.99 $2,500
2010 $934.17 $1,126.76 $426.13 $516.57 $560.50 $166.26 $214.85 $2,500
2011 $960.00 $1,153.37 $433.37 $529.09 $576.00 $169.09 $218.50 $2,500
2012 $986.67 $1,185.50 $445.50 $543.82 $592.00 $173.82 $224.62 $2,500
2013 $1,012.50 $1,212.90 $453.52 $556.64 $607.50 $176.95 $228.66 $2,500
2014 $1,038.33 $1,236.35 $457.60 $567.91 $623.00 $178.54 $230.72 $2,500
2015 $1,065.00 $1,264.59 $465.84 $581.13 $639.00 $181.75 $234.87 $2,500
2016 $1,092.50 $1,290.81 $471.43 $593.62 $655.50 $183.93 $237.69 $2,500
2017 $1,114.17 $1,313.66 $478.03 $604.32 $668.50 $186.51 $241.02 $2,500
2018 $1,134.17 $1,335.83 $485.20 $614.62 $680.50 $189.31 $244.64 $2,500
2019 $1,154.58 $1,362.30 $496.36 $626.63 $692.75 $193.66 $250.27 $2,500
2020 $1,175.83 $1,387.66 $505.79 $638.28 $705.50 $197.34 $255.03 $2,500
2021 $1,203.75 $1,413.66 $510.85 $650.72 $722.25 $199.31 $257.58 $2,500
2022 $1,243.75 $1,457.45 $524.64 $671.10 $746.25 $204.69 $264.53 $2,500
2023 $1,288.33 $1,524.99 $558.74 $701.11 $773.00 $217.99 $281.72 $2,500
2024 $1,334.58 $1,584.26 $583.32 $728.05 $800.75 $227.58 $294.12 $2,500
2025 $1,387.08 $1,638.80 $598.49 $753.66 $832.25 $233.50 $301.77 $2,500

Note 1: Survivor benefits have a slightly different maximum if the contributor dies in December of the preceding year, because the Unadjusted Pensionable Earnings (UPE) amount is escalated to the year of death and then escalated by the Consumer Price Index (CPI) for January of following year.

Note 2: From 2019 on, the CPP death benefit will be a flat-rate amount of $2,500 for anyone who qualifies.

Note 3: From 2019 on, the maximum rates shown apply only to the base portion of the benefit, and do not include the "enhanced" portions. For the enhanced portions, see the next table.

CPP Rate Table 3: Maximum monthly benefit amounts including enhanced CPP

The Enhanced Rate Table shows the enhanced CPP benefits, which began in 2019. For the maximums of the base amounts (before the enhanced amounts are added), see CPP Rate Table 2.

Here is a PDF version of CPP Rate Table 3 for printing.

  Enhanced Portion Total Benefit
Year Max Retirem't Max Disability Max <65 Survivor Max >65 Survivor Max Retirem't Max Disability Max <65 Survivor Max >65 Survivor
2019 $1.32 $.99 $.50 $.79 $1,155.90 $1,363.29 $627.13 $693.54
2020 $4.16 $3.12 $1.56 $2.50 $1,179.99 $1,390.78 $639.84 $708.00
2021 $9.11 $6.83 $3.42 $5.47 $1,212.86 $1,420.49 $654.14 $727.72
2022 $16.97 $12.73 $6.36 $10.18 $1,260.72 $1,470.18 $677.46 $756.43
2023 $28.08 $21.06 $10.53 $16.85 $1,316.41 $1,546.05 $711.64 $789.85
2024 $43.01 $32.26 $16.13 $25.81 $1,377.59 $1,616.52 $774.18 $826.56
2025 $62.40 $46.80 $23.40 $37.44 $1,449.48 $1,685.60 $777.06 $869.69

Note 1: Enhanced CPP benefits began in 2019.

Note 2: Maximums for the enhanced portions will increase each month during the 45-year transition period.

Note 3: Maximums for the enhanced portions are based on benefits starting in December of each year.

 

Top

 

Share