CPP benefit rate table

This table provides a list of the annual Year's Maximum Pensionable Earnings (YMPE), Average Year's Maximum Pensionable Earnings (AYMPE), and Year's Basic Exemption (YBE) amounts under the Canada Pension Plan (CPP). The information is required to calculate your CPP benefit, as described in How to Calculate Your CPP Retirement Pension, written by Doug Runchey for the retirehappy.ca website. The links originally referred to in the article no longer have all of the information required for the calculation. The table also provides a list of the maximum monthly amounts payable for each of the CPP benefit types and the annual escalation factors that are used once a benefit is in pay.

Here is a PDF version of the CPP benefit rate table for printing.

Year YMPE AYMPE YBE Max Retirem't Max Disability Disability Flat-rate Max <65 Survivor Max >65 Survivor Survivor Flat-rate Child Benefit Max Death Benefit CPI Increase Max Emp Contrib Contrib Rate
1966 $5,000 $5,000 $600 - - - - - - - - - $79.20 1.80%
1967 $5,000 $5,000 $600 $19.97 - - - - - - - 1.002 $79.20 1.80%
1968 $5,100 $5,033 $600 $30.58 - - $64.82 $62.92 $25.50 $25.50 $510 1.002 $81.00 1.80%
1969 $5,200 $5,100 $600 $41.61 - - $65.85 $63.75 $26.01 $26.01 $520 1.002 $82.80 1.80%
1970 $5,300 $5,200 $600 $53.26 $106.43 $26.53 $67.15 $65.00 $26.53 $26.53 $530 1.002 $84.60 1.80%
1971 $5,400 $5,300 $600 $65.33 $109.88 $27.06 $68.47 $66.25 $27.06 $27.06 $540 1.002 $86.40 1.80%
1972 $5,500 $5,400 $600 $77.81 $111.98 $27.60 $69.79 $67.50 $27.60 $27.60 $550 1.002 $88.20 1.80%
1973 $5,600 $5,500 $600 $90.71 $114.09 $28.15 $71.12 $68.75 $28.15 $28.15 $560 See Note 4 $90.00 1.80%
1974 $6,600 $5,900 $700 $109.60 $125.95 $33.76 $79.86 $73.75 $33.76 $33.76 $660 1.082 $106.20 1.80%
1975 $7,400 $6,533 $700 $134.98 $139.35 $37.27 $88.31 $81.67 $37.27 $37.27 $740 1.104 $120.60 1.80%
1976 $8,300 $7,433 $800 $154.86 $157.59 $41.44 $99.51 $92.92 $41.44 $41.44 $830 1.112 $135.00 1.80%
1977 $9,300 $8,333 $900 $173.61 $175.05 $44.84 $109.94 $104.17 $44.84 $44.84 $930 1.082 $151.20 1.80%
1978 $10,400 $9,333 $1,000 $194.44 $194.02 $48.19 $121.11 $116.66 $48.19 $48.19 $1,040 1.075 $169.20 1.80%
1979 $11,700 $10,467 $1,100 $218.06 $216.06 $52.51 $134.28 $130.84 $52.51 $52.51 $1,170 1.090 $190.80 1.80%
1980 $13,100 $11,733 $1,300 $244.44 $240.58 $57.25 $148.92 $146.66 $57.25 $57.25 $1,310 1.090 $212.40 1.80%
1981 $14,700 $13,167 $1,400 $274.31 $268.64 $62.91 $165.78 $164.59 $62.91 $62.91 $1,470 1.099 $239.40 1.80%
1982 $16,500 $14,767 $1,600 $307.64 $301.41 $70.68 $186.05 $184.58 $70.68 $70.68 $1,650 1.123 $268.20 1.80%
1983 $18,500 $16,567 $1,800 $345.14 $337.46 $78.60 $208.03 $207.08 $78.60 $78.60 $1,850 1.112 $300.60 1.80%
1984 $20,800 $18,600 $2,000 $387.50 $374.50 $83.87 $229.18 $232.50 $83.87 $83.87 $2,080 1.067 $338.40 1.80%
1985 $23,400 $20,900 $2,300 $435.42 $414.13 $87.56 $250.84 $261.25 $87.56 $87.56 $2,340 1.044 $379.80 1.80%
1986 $25,800 $23,333 $2,500 $486.11 $455.64 $91.06 $273.35 $291.67 $91.06 $91.06 $2,580 1.040 $419.40 1.80%
1987 $25,900 $25,033 $2,500 $521.53 $634.10 $242.95 $290.36 $312.92 $94.79 $94.79 $2,590 1.041 $444.60 1.90%
1988 $26,500 $26,067 $2,600 $543.06 $660.94 $253.64 $302.61 $325.84 $98.96 $98.96 $2,650 1.044 $478.00 2.00%
1989 $27,700 $26,700 $2,700 $556.25 $681.23 $264.04 $311.61 $333.75 $103.02 $103.02 $2,770 1.041 $525.00 2.10%
1990 $28,900 $27,700 $2,800 $577.08 $709.52 $276.71 $324.37 $346.25 $107.96 $107.96 $2,890 1.048 $574.20 2.20%
1991 $30,500 $29,033 $3,000 $604.86 $743.64 $289.99 $339.96 $362.92 $113.14 $113.14 $3,050 1.048 $632.50 2.30%
1992 $32,200 $30,533 $3,200 $636.11 $783.89 $306.81 $358.24 $381.67 $119.70 $154.70 $3,220 1.058 $696.00 2.40%
1993 $33,400 $32,033 $3,300 $667.36 $812.85 $312.33 $372.11 $400.42 $121.85 $157.48 $3,340 1.018 $752.50 2.50%
1994 $34,400 $33,333 $3,400 $694.44 $839.09 $318.26 $384.59 $416.66 $124.17 $160.47 $3,440 1.019 $806.00 2.60%
1995 $34,900 $34,233 $3,400 $713.19 $854.74 $319.85 $392.24 $427.91 $124.79 $161.27 $3,490 1.005 $850.50 2.70%
1996 $35,400 $34,900 $3,500 $727.08 $870.92 $325.61 $399.70 $436.25 $127.04 $164.17 $3,540 1.018 $893.20 2.80%
1997 $35,800 $35,367 $3,500 $736.81 $883.10 $330.49 $405.25 $442.09 $128.95 $166.63 $3,580 1.015 $969.00 3.00%
1998 $36,900 $35,750 $3,500 $744.79 $895.36 $336.77 $410.70 $446.87 $131.40 $169.80 $2,500 1.019 $1,068.80 3.20%
1999 $37,400 $36,080 $3,500 $751.67 $903.55 $339.80 $414.46 $451.00 $132.58 $171.33 $2,500 1.009 $1,186.50 3.50%
2000 $37,600 $36,620 $3,500 $762.92 $917.43 $345.24 $420.80 $457.75 $134.70 $174.07 $2,500 1.016 $1,329.90 3.90%
2001 $38,300 $37,200 $3,500 $775.00 $935.12 $353.87 $428.70 $465.00 $138.07 $178.42 $2,500 1.025 $1,496.40 4.30%
2002 $39,100 $37,860 $3,500 $788.75 $956.05 $364.49 $437.99 $473.25 $142.21 $183.77 $2,500 1.030 $1,673.20 4.70%
2003 $39,900 $38,460 $3,500 $801.25 $971.26 $370.32 $444.96 $480.75 $144.49 $186.71 $2,500 1.016 $1,801.80 4.95%
2004 $40,500 $39,080 $3,500 $814.17 $992.80 $382.17 $454.42 $488.50 $149.11 $192.68 $2,500 1.032 $1,831.50 4.95%
2005 $41,100 $39,780 $3,500 $828.75 $1,010.23 $388.67 $462.42 $497.25 $151.64 $195.96 $2,500 1.017 $1,861.20 4.95%
2006 $42,100 $40,540 $3,500 $844.58 $1,031.05 $397.61 $471.85 $506.75 $155.13 $200.47 $2,500 1.023 $1,910.70 4.95%
2007 $43,700 $41,460 $3,500 $863.75 $1,053.77 $405.96 $482.30 $518.25 $158.39 $204.68 $2,500 1.021 $1,989.90 4.95%
2008 $44,900 $42,460 $3,500 $884.58 $1,077.52 $414.08 $493.28 $530.75 $161.56 $208.77 $2,500 1.020 $2,049.30 4.95%
2009 $46,300 $43,620 $3,500 $908.75 $1,105.99 $424.43 $506.38 $545.25 $165.60 $213.99 $2,500 1.025 $2,118.60 4.95%
2010 $47,200 $44,840 $3,500 $934.17 $1,126.76 $426.13 $516.57 $560.50 $166.26 $214.85 $2,500 1.004 $2,163.15 4.95%
2011 $48,300 $46,080 $3,500 $960.00 $1,153.37 $433.37 $529.09 $576.00 $169.09 $218.50 $2,500 1.017 $2,217.60 4.95%
2012 $50,100 $47,360 $3,500 $986.67 $1,185.50 $445.50 $543.82 $592.00 $173.82 $224.62 $2,500 1.028 $2,306.70 4.95%
2013 $51,100 $48,600 $3,500 $1,012.50 $1,212.90 $453.52 $556.64 $607.50 $176.95 $228.66 $2,500 1.018 $2,356.20 4.95%
2014 $52,500 $49,840 $3,500 $1,038.33 $1,236.35 $457.60 $567.91 $623.00 $178.54 $230.72 $2,500 1.009 $2,425.50 4.95%
2015 $53,600 $51,120 $3,500 $1,065.00 $1,264.59 $465.84 $581.13 $639.00 $181.75 $234.87 $2,500 1.018 $2,479.95 4.95%
2016 $54,900 $52,440 $3,500 $1,092.50 $1,290.81 $471.43 $593.62 $655.50 $183.93 $237.69 $2,500 1.012 $2,544.30 4.95%
2017 $55,300 $53,480 $3,500 $1,114.17 $1,313.66 $478.03 $604.32 $668.50 $186.51 $241.02 $2,500 1.014 $2,564.10 4.95%

 

Note 1: AYMPE is normally a 3-year average pre-1998, a 4-year average for 1998 and a 5-year average post-1998.

Note 2: AYMPE is always a 3-year average if the contributor's date of birth is before Jan. 1, 1933 (grandfather protection), which results in higher maximums than indicated above, if applicable (for 1998 and later).

Note 3: Survivor benefits have a slightly different maximum if the contributor dies in December of the preceding year, because the Unadjusted Pensionable Earnings (UPE) is escalated to the year of death and then escalated by the Consumer Price Index (CPI) for January of following year.

Note 4: Escalation figures for 1973 depended on the year that the benefit was effective, as follows: